NINJA ARM Rate Climbed Can't Afford Payments, Many Americans Upside Down Walked Away from Abandoned Homes, A Kind of Cold Logic

 When a home mortgage originated or created, there is not actual money, the buyer of the home takes on real debt for real estate or real land & a real physical home or property, but if the buyer fails to pay their debt to the lender, then the lender who created the loan & money out of thin air by imaginary account tricks, gets to legally take the property, land & home of real value back, then sell it again, and get actual money when it sells, thus turning an imaginary loan with no real money into real money, in essence the bank, lender or investing institution profits while the disadvantage underprivileged home owners who took on a NIJA no document, no income, no asset, variable loan, known as an ARM or adjustable rate mortgage, the payments for the first 2, 3 or 5 years only $800 per month, but after introduction period, the interest rate rises, and they payment doubles or triple and they can no longer afford to pay, thus 2008 USA

Unregulated derivatives and credit default swaps, effectively side betting and insurance for risky bets, or gambling with other people's money at the highest level possible using the most amount of money ever financialized or securitized as "instruments" designed by Noble Prize Track physicists & mathematicians, who were in some sense creating a giant financial science experiment, designed to reduce risks for investors, but as human behavior irrational and cannot be modeled easily in mathematical formula, even complex ai models struggle to understand all human morality, ethics, values or behaviors, noting extreme differences in human rights observed in western countries when compared to Sharia Law enacted as official in many Islamic Republics, such as Syria, Iran, Saudi Arabia or similar, where girls and women and people of GLBTQ+ persuasion are abused, harmed, murdered, stoned to death, shot on demand in the street by police for apostasy or thrown off buildings into streets as a death sentence, thus liberals in America supporting Gaza are confused, if those same people were to physically travel to an Islamic Republic, they would be likely to be arrested or murdered by the Taliban, Isis or Isil, Hammas or other Extreme Islamic Terrorist Groups. 

Billions of dollars of bonuses were awarded to the people who organized a giant system fraudulent investing scheme, using CDO, CDS, REPO 105, MBD, & other instruments of complex financial math engineering, similar to how big tobacco engineers food additive chemicals into thousands of common well selling foods that are linked to 32 different disease pathologies according to the World Health Organization and the National Institute of Health, WHO & NIH respectively. These pervert sickos hit the road with other people's money stollen or ill-gotten gains, while non-of the executives responsible for the 2008 debacle served any time in jail or prison, zero criminal or civil penalties of any kind, instead golden parashoots of tens of millions of dollars, some hundreds of millions of dollars, a tiny opulent minority benefitted at the expense of everyone else, sabotaging the global economy. If it were up to me, I would have these people who profited at everyone else's' expense, executed for sedition, treason and betraying the Constitution of the United States of America, as enemies of the general public.